*{box-sizing:border-box;margin:0;padding:0}
html,body{background:#f8fafc;color:#1e293b;font:16px/1.7 "Segoe UI",Arial,sans-serif}
a{color:#e11d48;text-decoration:none}
a:hover{color:#9f1239;text-decoration:underline}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.ico{width:28px;height:28px;color:#e11d48}
.top{background:#1e3a5f;color:#fff}
.top a{color:#fecdd3}
.top a:hover{color:#fff}
.top .wrap{display:flex;align-items:center;justify-content:space-between;min-height:64px;gap:12px}
.brand{display:flex;align-items:center;gap:8px;font-weight:700}
.brand .ico{color:#fb7185}
nav{display:flex;flex-wrap:wrap;gap:14px;font-size:14px}
.hero{padding:36px 0 20px;background:linear-gradient(120deg,#1e3a5f,#9f1239)}
.hero h1{color:#fff;font-size:28px;line-height:1.35;margin-bottom:12px}
.hero p{color:#fecdd3;max-width:46em}
.types{padding:28px 0;margin-top:-8px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.type{background:#fff;border-top:6px solid #e11d48;border-radius:0 0 12px 12px;padding:18px;box-shadow:0 8px 24px rgba(30,58,95,.08)}
.type:nth-child(2){border-top-color:#1e3a5f}
.type:nth-child(2) .ico{color:#1e3a5f}
.type h3{margin:10px 0 8px;color:#1e3a5f}
.type p{font-size:14px;margin:0}
.blk{padding:28px 0}
.blk.navy{background:#1e3a5f;color:#e2e8f0}
.blk.navy h2,.blk.navy h3{color:#fecdd3}
.blk.navy p{color:#e2e8f0}
.blk.navy .card{background:#152a45;border-color:#2a4a73}
h2{font-size:22px;color:#1e3a5f;margin:0 0 12px;line-height:1.4}
p{margin-bottom:12px}
.cards2,.cards3{display:grid;gap:14px;margin:12px 0}
.cards2{grid-template-columns:1fr 1fr}
.cards3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:16px}
.card h3{font-size:16px;margin:8px 0;color:#9f1239}
.card p{font-size:14px;margin:0}
table.matrix{width:100%;border-collapse:collapse;margin:16px 0 24px;background:#fff;color:#1e293b;font-size:14px}
.matrix caption{text-align:left;color:#fb7185;font-weight:700;margin-bottom:8px}
.matrix th,.matrix td{border:1px solid #cbd5e1;padding:11px;vertical-align:top}
.matrix th{background:#e11d48;color:#fff}
.handover{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:16px 0 28px}
.handover li{background:#fff;border:1px solid #fecdd3;border-radius:10px;padding:14px}
.handover span{display:block;width:28px;height:28px;background:#e11d48;color:#fff;border-radius:6px;text-align:center;font-weight:700;line-height:28px;margin-bottom:8px}
.handover h3{font-size:15px;color:#1e3a5f;margin-bottom:6px}
.handover p{margin:0;font-size:13px;color:#334155}
.faq{max-width:1040px;margin:0 auto;padding:20px 20px 48px}
details{background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:12px 14px;margin-bottom:8px}
summary{cursor:pointer;font-weight:700;color:#1e3a5f}
details p{margin:8px 0 0;font-size:14px}
.site-footer{background:#1e3a5f;color:#fecdd3;padding:24px 20px}
.site-footer p{max-width:1040px;margin:0 auto 8px;font-size:13px}
@media (max-width:900px){
.grid3,.cards2,.cards3,.handover{grid-template-columns:1fr}
}

.top nav a {
  padding: 3px 0;
  border-bottom: 2px solid transparent;
}
.top nav a:hover {
  border-bottom-color: #fb7185;
  text-decoration: none;
}
.type:hover {
  box-shadow: 0 10px 28px rgba(30, 58, 95, 0.14);
}
.type:nth-child(3) {
  border-top-color: #be123c;
}
.card:hover {
  border-color: #e11d48;
}
.handover li:hover {
  border-color: #e11d48;
}
.matrix tr:nth-child(even) td {
  background: #fff1f2;
}
.navy .card:hover {
  border-color: #fb7185;
}
details[open] {
  border-color: #e11d48;
}
.hero {
  position: relative;
}
.types .type .ico {
  display: block;
}
.blk h2 {
  max-width: 24em;
}
.matrix {
  box-shadow: 0 8px 20px rgba(30, 58, 95, 0.06);
}
.site-footer p:last-child {
  margin-bottom: 0;
}
main {
  overflow-x: hidden;
}
h1, h2, h3 {
  font-weight: 700;
}
.card p {
  line-height: 1.7;
}
.faq {
  background: #f8fafc;
}
a:focus-visible,
summary:focus-visible {
  outline: 2px solid #e11d48;
  outline-offset: 3px;
}
.grid3 {
  position: relative;
}
.handover span {
  font-family: "Segoe UI", sans-serif;
}
.navy .matrix th {
  background: #9f1239;
}
@media (max-width: 720px) {
  h1 {
    font-size: 24px;
  }
  .top .wrap {
    flex-direction: column;
    align-items: flex-start;
    padding: 10px 20px;
  }
  .hero {
    padding: 28px 0 16px;
  }
  .types {
    padding-top: 16px;
  }
}
@media (min-width: 1120px) {
  .wrap {
    padding-left: 0;
    padding-right: 0;
  }
}
.blk.navy .handover li {
  background: #fff;
}
section.types {
  z-index: 1;
}
.brand span {
  letter-spacing: 0.01em;
}
.hero-icons {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 18px;
  color: #fecdd3;
  font-size: 13px;
}
.hero-icons .ico {
  color: #fb7185;
  width: 22px;
  height: 22px;
}